Free Spanish Guide · Miami Commercial Real Estate

DE ALQUILAR
A SER DUEÑO
DE TU LOCAL.

Learn how rent, debt payments, DSCR, and building expenses affect the move from tenant to owner. Get the educational guide by email, then optionally ask Raul to review a property with you.

I do the math. You do the deal.
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No obligation
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Miami
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Guide
Spanish PDF guide by email Optional property numbers review with Raul Educational · no obligation
Raul — 305 Numbers Guy
Questions about a property? Ask Raul.
🔒 Miami CRE numbers · A real person, not a bot
— or request the free guide by email —

Get the guide by email.

Just your email · De Alquilar a Ser Dueño de Tu Local.

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Where should we send your guide?

The Spanish educational guide is sent by email. A valuation or appraisal is not included.

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Want Raul to run your numbers too?

Optional — 3 quick questions and Raul reaches out with a free numbers review. Or just enjoy the guide.

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Inside the guide

The move from rent to ownership, explained with numbers.

The guide is educational and uses a clearly labeled hypothetical example. It does not promise that a property will pay for itself or replace a property-specific review.

01

Rent versus ownership

How a monthly occupancy cost can shift from pure expense toward building business equity.

02

The four core numbers

Property income, debt payment, DSCR coverage, and the operating costs that come with ownership.

03

A hypothetical DSCR example

See how income and debt payment relate, with round numbers clearly marked as an example — not a quote.

04

A readiness checklist

Property details, income, entity documents, and an occupancy plan to gather before moving forward.

05

Good signs and common mistakes

What to examine before emotion, overlooked expenses, or an unsupported monthly payment drives a decision.

06

An optional numbers review

If you have a property in mind, request a separate conversation with Raul to review its actual inputs.

07

Clear educational boundaries

The guide is not a loan commitment, financial advice, appraisal, or offer of credit.

FAQ

Straight answers about the guide.

What do I receive after entering my email?
You receive the Spanish-language PDF guide De Alquilar a Ser Dueño de Tu Local. It explains the move from renting to owning a commercial space using educational examples.
Does the email request include a valuation or appraisal?
No. The email request sends the guide only. A property-specific analysis requires a separate optional numbers review and accurate property information; it is not an appraisal.
Which numbers does the guide explain?
Property income, the monthly debt payment, DSCR coverage, and building expenses such as taxes, insurance, and maintenance.
Is the “building pays for itself” example a promise?
No. The guide labels its DSCR example as hypothetical. Whether a property supports its payment depends on the property's actual income, expenses, and financing structure.
What should I gather before a numbers review?
The property's address, type and condition; income from your business or tenants; entity documents; and whether you plan to occupy, rent, or combine both uses.
Can Raul review a property I am considering?
Yes. After receiving the guide, the optional form lets you request a conversation with Raul. Bring the actual property information so the discussion can be based on its numbers.
Is this a loan offer or financial advice?
No. The guide is educational and is not a commitment to lend, an offer of credit, an appraisal, or legal, tax, financial, or investment advice.
Who is this guide for?
Business owners and investors who rent a commercial space or are evaluating whether owning a local could make sense for their operation.
UBI
305 Numbers Guy — Miami-based CRE consultant. A brand of UBI Group Inc.
Financing information · 1405 SW 107th Ave Ste 301-M, Miami FL 33174 · 866-491-8448
UBI Group Inc Educational Miami CRE
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